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How To Get Paid Today When You Really Need Money

counting cash in hand

There are times when you need money instantly.

We’ve all been there at least once.

When I was starting a business there were a few times I needed to go out and get cash instantly just to get groceries.

If this is your situation I’d recommend seriously sitting down and thinking of how your going to increase your income. But until then lets get you some cash!

1 – Return a recent purchase

I always keep receipts.  It comes in handy when you want to return something and don’t want in store credit.  If you’ve bought something you can even temporarily live without, go return a recent purchase and get cash.

2 – Sell Plasma

You’ve got about 10 pints of the stuff in our body right now. You can give one about twice a week and get paid for your time doing it.

I checked online and plasma donation centers are always offering promotions to get people coming in.  They were offering a promotion today where if you go twice a week they will give a bonus to make $500 your first month.  That’s not bad considering that can really help out. But they also pay cash before you leave.  Call ahead and make an appointment because these places get BUSY.

3 – Go Knock on Doors

There are a number of things you can sell door to door.

3.1 – Window Washing

I’ve done this many times and not just in an emergency. Every summer I  go to Home Depot and get a bottle of professional window washing solution, it’s like $4 so just get it.  And usually get a new squeegee.  I’ve picked up extra tools too like a belt that holds my squeegees and window scrubber, extension poles and a good step ladder.

I know all the neighborhoods in my area with single story houses.  I go around knocking on doors offering to wash windows for $40. I can always get 2 to 3 people to say yes and make $80 to $120 in half a day.

Try it!

3.2 – Get Creative

I’ve considered many things to sell door to door.  I’ve sold satellite TV, security systems, solar, and more but those don’t pay today.

I’ve wandered through dollar stores and found items people would purchase. I’ve thought of local businesses that would offer money if you got a customer for them.  One thing I recently wanted to try was wandering neighborhoods and selling window well covers to home owners, a window company would happily offer you a discount on the product if they knew what you were doing. You go get the sale, collect the money, go back to the window company and pick up the goods and bring them back to your customer. This is called arbitrage.

Hit the Pawn Shop

Probably one of the least desirable options but if you have something of value, they will give you a loan on it. Just make sure you know you can pay them back because they typically wont loan more than 50% of the value.

Back in the day before credit this was how people borrowed money. It sucks but if you need the cash it is available.

Conclusion

This should give you a few ideas if you need money right away.

Do you like this type of article? Let me know and I’ll create more!

Legal Disclaimer:

When providing services for people always be careful to not hurt yourself or damage property. Do not mislead people and make sure they know you are not a business that has insurance and that you are just providing a service because you have a skill and that you are just another every day person.

Making More

The Best Side Jobs and Gigs To Make Extra Money

Pizza boy

There are an abundance of side jobs and gigs out there to make extra money every month.

Whether your looking to pay down debt or get your investment to a level where your going to be able to retire early. There are many reasons to go out and earn more money.

After reading this article you will have an idea of how to increase your earnings and achieve your goals.

Pizza Delivery

  • Most pizza joints are looking for delivery drivers all the time.  We live in a convenience economy and delivery is getting more popular every day.
  • Perks of being a delivery driver
  • They hire quickly so you will be making extra money almost instantly.
  • You get free pizza when you work.
  • People tip pretty well with an average tip of $5
  • Pizza delivery drivers are paid hourly, by the mile and with tips, you can make over $20 an hour delivering pizza.
  • They are happy to let you work 2 or 3 days a week.

Overall I think this is one of the best side jobs someone can get. It’s easy, flexible and honestly a fun environment to work in.  You can also look at the other places offering delivery services like Jimmy Johns, or the local Chinese restaurant.

Uber

Uber is a great side gig because it’s the ultimate flexibility. You can drive any time you want!

The Pros:

  • Drive whenever or where ever you want.  Check out my case study of driving early in the morning.
  • You get tips
  • Uber gives the option to instantly deposit your cash into your account. Drive for a hour or two before going out for the night and you’ve covered your cost already.
  • You can use it when your in a pinch and need cash quickly.

Cons:

  • The pay has continually decreased.
  • You have to deal with strangers in your car.
  • You don’t know where your trip is going to take you, so you could end up driving a long ways in a direction you don’t want to go.
  • Sometimes it can be very slow and you don’t make much money.
  • Wear and tear on your vehicle.

This option is a good one. If your even thinking of doing it I’d recommend getting set up with Uber now so when you want to, you can just go out instead of waiting for approval.

Valet Driver

There are many places places that offer valet for their customers.  But the most common are restaurants and hotels.

If you are wanting to be a valet driver in the morning you will make the most money at a hotel.  Guests are leaving and leave bigger tips for the guy who brings them their car then for the guy who they drop it off with.

If your thinking the evenings are for you then the restaurants are where you’re going to make the money.

Valet drivers typically make a lower than minimum wage hourly pay but make up for it with tips.  I was a Valet driver in college and could make between $20 and $100 per night, it really will vary.

The Pros:

  • You get to drive a variety of cars; once customer will show up in a beat up Honda Civic, then the next will have a Mercedes G Wagon.
  • You get really good and parking in small places.
  • It’s easy.
  • People you work with will usually be pretty laid back.

The Cons:

  • It can be slow and you will go home with $15 after 4 hours some nights.
  • If the weather is bad, you in it till your shift is over.
  • It’s weekends where your going to make you money, so kiss those good bye.

Valet driving is another high turnover job where you can get hired quickly, make some extra cash when you need to and have some fun while doing it.

For anyone reading this, PLEASE tip the drivers when you drop off your car AND pick it up, they are different people and only one of them is making the money if you don’t. Thanks 🙂

 

Farmers Markets

Many vendors are looking for help on on just one or two days per week at their farmers market stands.  You can often make pretty good money working only one day per week.  This is a good option if you’re just looking for a little extra money to pay down a student loan or credit card.

Conclusion

I’ll be adding more to this article shortly. If there is a side job or gig that has worked great for you leave it in the comments and we’ll add it to the article.

Making More

How To Get Rich | According To Mark Cuban

Mark Cubans 9 rules to getting rich

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Here at Money That Counts We like analyzing people that are great with money. Naturally, we wanted to do a post on Mark Cuban. I mean, he is a billionaire.  Everyone knows who he is, he owns the Dallas Mavericks and is one of the infamous “Sharks” on the tv show Shark Tank, where he has invested in companies like Simple Sugars and Ten Thirty One Productions.

I’ve always thought of him as the cool shark, and figure he has some advice worth listening to. He recently made a video with Vanity Fair and gave his top 9 tips to getting a little richer.

Check below the video for our infographic and let us know what you think?

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What to know how people are making several hundred Dollars a day in the Cryptocurrency markets? Watch this video by my friend Cryptogirl – Watch the video

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Invest in the cheapest index fund that matches the market.

If you haven’t started investing yet you can open an account with an investment bank or download an app like Stash and start now with just $5.

Negotiate Using Cash

I’ve made an effort to try to negotiate when possible.  Even just asking for a discount at fast food restaurants or the hardware store have gotten me coupons and discounts I didn’t know were available.

 

Buy Consumables in Bulk or When On Sale

I shop at Costco about once a month and get cheap foods like freezer burritos and huge amounts of paper towels and toilet paper.  If you know you’re going to use it, you may as well buy in mass quantity to save some cash.

Amazon is great too, sometimes even better than Costco.

This deal is less than $1 per roll!
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What money saving tips do you have? Let us know in the comments!
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Making More

Getting Started Investing With Stocks | With Just $5

Stash investing homescreen

Technology is revolutionizing almost every industry.  Especially banking and investing.  You may have seen the new apps and online only banks popping up everywhere. It’s creating new opportunities every day.

When it comes to investing the first logical step is to start investing in your employers 401k.  Many employers will match your contribution up to a certain percentage to help you boost your retirement income.

The second step would be a Roth IRA.  This is another tax advantaged account where you put in your contributions after the money has been taxed, but then when you’re at retirement age, currently 59 1/2 I believe, you can take out your money TAX FREE.  If you’re young and this doesn’t excite you, just know that it will save you potentially tens of thousands if you contribute regularly.

But Hey I have A Little Extra I Want To Invest For Fun

I hear ya.  That’s what I wanted to do.  Most investment firms will charge fees each time you purchase and sell your stocks.

That’s where my favorite investing app comes in:

stash investing logo

invest with stash

Stash allows you to buy and sell your stocks with just $5 at a time.

Their service is affordable at just $1 per month.  if you’re investing five dollars at a time that one dollar fee is high in comparison to other funds, but it’s giving you an opportunity to invest in a large number of index funds and individual stocks any time you want.  So if you ask me, it’s a great deal.

I’ll update this post with my portfolio progress at I build a more robust portfolio.

If you’d like a bonus when you sign up, send a message to us with your phone number on the contact page and we’ll send you a bonus code.

Making More

Find a Better Job While You Are Still Employed

happy guy at work with a sign on his forehead that says be happy

Increasing your income is a goal many of us have.

There are 3 ways you can do this, Get a raise at your current job, start a side hustle and make more money on your own time, or find a better job.

This article is focusing on finding a better job.

Here’s the thing, RIGHT NOW is the time to be looking, before you NEED the income.

There are a bunch of reasons to keep your eyes open for better opportunities.  You might not feel like you’re doing what you WANT to be doing.

Maybe you hate your boss.

Whatever the reason is, here are a few guidelines to help you move to a better position.

Don’t tell anyone at your current workplace.

You may really trust Bobby over in the next cubicle, but he might also trust several other people who you’d rather not know about your job hunting.

As the old saying goes, “Loose lips sink ships,” it’s just better to keep quiet until you’ve got something lined up.

Tell as many people as you can outside of your current job

This is within reason of course. You don’t want word getting back to anyone.  But the easiest way to find the best opportunities is to get an introduction at a company BEFORE they go looking. You also never know WHO will let you know about the best opportunities.  My wife got a really great job with a considerable upgrade in pay and benefits when I mentioned to a friend that she didn’t like her current job.  He knew a position was opening at his firm the following month.

Update your Linkedin Profile

This is important to many employers who offer the best pay and benefits.  Linkedin shows your experience in public fashion, endorsements and a well built professional network can get you pretty far when employers are looking at your profile.

Side note: clean up your Facebook, Twitter or Insta too.  Better yet, make those profiles private.  Potential employers might go snooping around and find those photos of you that you’d rather not have them see.

No smack talking your old boss

You’re just hunting for a new opportunity. There is no need to burn bridges, even if your current boss is a huge jerk. You also never know if smack talk will backfire on you. Mentioned in an article at Efinancial Careers “While they very well may be have been terrible, you don’t want to suggest that you are a malcontent who has trouble getting along with people.” and “Complaining is also not a positive thing to do in an interview, and shows lack of judgment.”

I’d agree with those statements. As an interviewer I’d be cautions to hire a trash talker.

Start a Blog

This is a a really easy way to put your skills out there.  Write about your skills, hobbies and passions.  It might land you your dream job.  It also gives you a way to show your work without having to brag during your interview.

Networking Events

This is a good one because it shows initiative.  If a potential employer sees you trying to better yourself and putting work on your own time, they’ll see your great character and might give you a shot to job hop on over to their place.

Conclusion

It’s a good idea to always be on the lookout for your dream job, or just a pay raise. Imagine the difference in your life when you either LOVE what you do, or able to add an extra 10% to your annual earnings. You could finally get started with investing, or go on a dream vacation.

Making More

Taking These Surveys Will Make You Money

taking survey with pink marker

Taking surveys is a quick and easy way to make a little extra money, without spending to much time or effort. It’s not a bad way to pay for your Netflix bill each month and a tank of gas or two. If you work it right though, you can actually make quite a bit of money!

The problem is filtering out the time wasters from the money makers.  I’ve searched for the best surveys that actually pay you money without wasting your time.

We’ll start with one of the easiest, but lower paying surveys:

Google Opinion Rewards

you can find it in the Google Play store or IOS app store.

Screenshot of Google Opinion Rewards app

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Install this app, answer a few quick questions about your demographics and you’re set.  You will get a few surveys a week that pay between 10 cents and $1.  I’ve had the app for a couple months and have gotten paid directly to my PayPal account several times. You have to be sure to allow location services in the app settings because the surveys are usually about places you visit.  One of the most common surveys I’ve gotten from Google Opinion Rewards is when visiting or driving by Target.

Gold Opinions | Survey Aggregator

Gold opinions works with companies of all sized and brings together surveys that matter to you.  When you sign up they will bring together opportunities to take higher paying surveys, as well as test products from companies like Apple, Samsung and a ton of up and coming companies.  You also get to keep your gadgets that you test and provide feedback for.

I was able to get a deal where if you use the link below, you can get started for only $1!  I highly recommend at least checking out their page:

Updates

I will continue to update this page.  This is an area of interest for me so I will report back as I test new sources and opportunities.

Making More

AM Uber Challenge | Is Early Morning The Best Time To Drive Uber?

sunrise while driving early in the morning

I wanted to save up an emergency fund.  I figured I’d try an experiment, that almost ANYBODY could do before work and save up a bunch of cash. Driving Uber BEFORE work.  This should make a nice case study and give you an idea if driving Uber before work is something that would work for you.

I cleaned out my Toyota Corola, vacuumed, washed and cleaned the windows.  I Armor All’d the dash and most importantly took out the car seat and toys in the back that my son rides in.  It’s easy enough to take out and put back in so this isn’t a problem. With a clean car I was ready to head out and drive.

Day 1 | Driving Uber Early Friday Morning

I went out at 4 AM on a Friday morning.  I live about 20 miles outside of the closest major city, Salt Lake City.  So I didn’t know if I should expect to get any rides, I turned on the Uber Driver app and started heading south to SLC.  I got a ping right away for a quick $3 fair.  Immediately after dropping my passenger I got hit with another ping, this was a $14 fair heading North, the opposite direction of SLC.

I was shocked, there were a bunch of rides to be had,  all before 9 AM when most people would head to work.

I ended up driving until 8 AM like I had planned and made $59.26 in 4 hours.

I essentially made $14.82 per hour driving Uber on a Friday morning before work.

Day 2 | Saturday Morning

I got wind that there was a huge convention in Salt Lake over the weekend so I thought it would be a great time to drive.  I planned on only driving 4 hours but ended up driving from 6 AM to 1 PM. Being Saturday I had to sleep till at least 6 AM right?

I headed towards SLC and started getting pings as I got closer to the city.  I met some pretty fun people on for a Saturday morning of Uber driving.  There were a lot of short rides but the Surges were hitting too.  most of the morning was about a 1.2 to 1.5 surge.  I met a nice girl who gave me a banana after her morning grocery shopping, another woman was heading to the convention but needed to stop and weigh in for weight watchers, she asked if I’d wait for her and take her to the convention too.  I agreed.  She ended up giving me a $10 tip on top of some pretty interesting conversation.

I came to the conclusion that Saturday Mornings are great for driving Uber. People want to head out and do things, people are checking in and out of hotels.

I ended up making $111.86

So in 2 days I drove 9 hours and 21 minutes and made $18.57 per hour driving Uber.  Not bad! I’ll update this next week when I drive some more.

Day 3 | Tuesday Morning Uber Driving Review

I skipped Monday even though I feel like it would have been a good day to go out.  Something about driving Uber close the the weekends seems to be better.

Tuesday morning I went out at 4 AM.  Rather than heading strait to SLC I figured there would be plenty of rides in my local area just like on Friday. I was wrong.  I waited about an hour for my first ride.  Waited almost another hour for my second ride of the morning.  I ended up going home at 7 AM because it was so slow.  I made a total of $25 thanks to a couple generous tippers.

I think I’ll either wait till 6 AM to go out tomorrow or head strait to the city to get more frequent rides.

Tuesday morning Uber earnings: 2 hours and 37 minutes drive time and $25.23 earned making my hourly $10.65.

Day 4 | Wednesday Morning

I woke up at 4:30 AM Wednesday morning to drive Uber.  I figured after yesterday, 4 AM was too early to get more rides.

Instead of staying in my area I decided to use Uber’s trip planning feature to filter rides toward SLC.  I got to Salt Lake City and got two airport runs right away.  Then a little down time followed by a ping that was right by me.  I figured it would be a quick $3 fair somewhere in the city.  I wish Uber would let you know where the trip was headed before accepting because this ride took me 20 miles south of the city. This wouldn’t have been a big deal but that is the direction almost ALL rush hour traffic comes from.  I would be stuck in stop and go traffic the whole way back.

Luckily I got another fair heading back into the city and my passenger had to deal with traffic with me.  He was pretty pleasant and we had a nice chat.

I stopped driving a little after 8 AM making an almost 4 hour Uber outing.

I made a total of $57.04 which included one $5 tip making my early morning Uber driving pay a descent $15.21 per hour.

note: I’d say it’s definitely worth it to head straight to the nearest major city to make the most money.

Thursday Morning

I slept in till about 8 AM.  I had to!  Driving Uber every morning would be sustainable if you go to bed early and stay consistent with waking up.  I really needed the sleep today.

I’ll get back to driving on Friday.  I guess this doesn’t have to be an every day thing, ya know?

Day 5 on the Road | Friday Morning

Before going out I figured Friday would be a busy day for Uber.  With people heading in and out of town for the weekend, I knew the airport would be busiest.

I left my house at 4:30 AM and headed straight into the city before turning on the app.  Once I went online with Uber I ended up going to the airport 3 times in a row.  Each airport trip earns me about $8.  I also never wait for airport pickups because there are so many cars in the queue. Overall people were pretty pleasant and there wasn’t much downtime.  I drove until 7:50 AM.

For how busy it felt driving, I thought my earnings would be higher.  I ended up earning $33.96 + a $5 cash tip. Not bad for a little under 3 hours of driving.

Interesting observation this morning: Every time I finished a trip there was a surge going on right next to where I was.  But I never got a surge trip.  It was pretty annoying really.  Kinda felt like Uber was just trying to steer me to different areas.  I’ve learned to never chase a surge, it’s always gone before you get there.  And really if the demand is so high it’s not like Uber hasn’t called you for a ride that was much further away

Monday Morning

Based on my experience so far, I was thinking that Monday morning was going to be busy with riders.  Just like I expected, it was a good morning for catching airport riders.

My first ride of the day was a very chatty guy who had obviously smoked a little weed right before getting in, but he was pleasant, made good conversation and tipped me $2 so I won’t complain. I had a couple more airport runs followed by my first no-show rider.  I didn’t know how long I should stay.  Uber starts to charge for wait times after 2 minutes.  I waited another 4 minutes and Uber told me to cancel the ride if the rider was not there.  I did and made an extra $3.20 for doing nothing!  I’ll take no shows for that!

All in all, I think Friday and Monday mornings are the best days to go out and drive Uber if you’re wanting to go out and get a steady flow of early riders.

It’s more straining work than you’d think if you haven’t driven for Uber or Lyft before but in a short amount of time you can add some cash to your bank account to speed up your retirement savings, save for a big purchase or whatever you want. Whenever you want.

I’m pretty grateful Uber is around to help make a little extra cash here and there, especially with the instant payouts you can take it is totally worth becoming an Uber driver.

What has your experience been? Leave a comment!